India’s New Income Tax Rules: Changes from April 1, 2026
1. One Simple Concept – Tax Year
Earlier, taxpayers had to understand two terms: Previous Year (income earned) and Assessment Year (year of filing return).
Example: Income earned between April 2026 to March 2027 will simply be called Tax Year 2026-27.
2. Simpler Law with Fewer Sections
The earlier Income Tax Act contained more than 800 sections which made compliance complicated for common taxpayers. The new law has reduced provisions to around 536 sections, making tax rules easier to understand and follow.
3. Extended Due Date for Return Filing
Government has provided additional time for certain taxpayers to file their Income Tax Returns.
- Freelancers & Businesses: Due date extended to 31 August
- Salaried Individuals: Due date remains 31 July
- Revision Period: Mistakes can be corrected within 12 months
4. Introduction of Smart Tax Forms
Form 121: New combined form replacing Form 15G and Form 15H for interest income declaration.
Form 168: A digital statement similar to Form 26AS which automatically records income, taxes, and financial transactions.
5. Increase in Allowances
| Allowance | Old Limit | New Limit |
|---|---|---|
| Children Education Allowance | ₹100 per month | ₹3,000 per month |
| Hostel Allowance | ₹300 per month | ₹9,000 per month |
| HRA Benefits | Limited cities | Extended coverage |
6. Reduced TCS on Foreign Remittance
Tax Collected at Source (TCS) on foreign remittance for education and medical purposes above ₹10 lakh has been reduced from 5% to 2%.
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